AUGUST 10, 2023 | 3 MIN READ
A funeral plan helps families prepare and pay for future funeral costs in advance, easing emotional and financial stress when the time comes.
What is a Funeral Plan for a Funeral?
Planning ahead is one of the most thoughtful things we can do for our loved ones. In the context of end-of-life arrangements, one of the most frequently asked questions is: “What is a funeral plan for a funeral?”
A funeral plan is a pre-arranged package that allows individuals to organize and pay for their funeral in advance. It gives peace of mind to both the individual and their family, ensuring that when the time comes, everything has already been taken care of. This avoids financial stress and last-minute decision-making for loved ones left behind.
Understanding the Basics of a Funeral Plan
According to Golden Charter, a funeral plan is a way to pay for and arrange your funeral in advance, locking in current prices and avoiding future cost increases. Typically, a funeral plan includes services such as the funeral director’s fees, a coffin, transportation, and either a burial or cremation service.
As noted by Colin Fisher Funeral Directors, these plans are not only about covering the cost but also about making your wishes known. From the type of service to the music played or the flowers displayed, everything can be detailed in advance.
Why is a Funeral Plan Important?
A funeral plan is important because it helps lessen the emotional and financial burden on your family. During a time of grief, your loved ones will appreciate not having to make tough choices or manage unexpected expenses. According to Aura Life, funeral costs continue to rise each year, and having a prepaid plan can protect your family from these increasing prices.
More than that, it allows your family to focus on healing rather than worrying about logistics. As shared by MoneyHelper, planning ahead provides peace of mind, knowing that everything will happen according to your wishes.
What Does a Typical Funeral Plan Include?
Funeral plans vary based on provider and budget, but most plans include:
- Professional services of a funeral director
- Transportation for the deceased
- A standard coffin
- Use of a chapel or funeral home for viewing
- Cremation or burial arrangements
- Basic ceremonial services
Some plans may also include extras like flowers, printed materials, or catering, depending on what the individual prefers.
To explore sample packages tailored for families in the Philippines, visit Investment and Funeral Plans.
Types of Funeral Plans
There are generally two types:
- Standard Funeral Plan – Covers basic services and is often more budget-friendly.
- Customized or Comprehensive Funeral Plan – Allows for additional details like themed ceremonies, personalized memorials, and more options.
At Kanlungan Columbary, Chapels, and Crematory, we understand that every family has different needs.
Prepaid vs. Insurance-Based Funeral Plans
Some people opt for prepaid plans where they pay upfront or through installments. Others prefer insurance-based plans where the payout is made upon death. As stated by Golden Leaves, the benefit of a prepaid plan is that the cost is locked in at today’s prices, which helps avoid inflation.
Whichever method you choose, both options provide comfort and clarity for those left behind.
When Should You Start a Funeral Plan?
There’s no perfect age to start. However, many experts suggest that planning earlier helps avoid future price hikes. The sooner you start, the more flexibility you’ll have in terms of payment.
Whether you’re in your 30s, 50s, or beyond, now is a good time to start considering your options. Kanlungan makes it easy to start planning. Just contact us for assistance or visit our checkout page to begin.
Common Misconceptions
Some people think that planning for a funeral means you’re being pessimistic. But in reality, it’s an act of love. According to Golden Charter, many families feel relief when they learn their loved one had everything arranged in advance.
Another myth is that it’s only for the elderly. In truth, more people in their 30s and 40s are taking steps to plan ahead.
How to Choose the Right Plan
- Assess your needs and preferences – What kind of ceremony do you want?
- Check for flexibility – Can you customize the plan?
- Review the provider’s reputation – Read feedback and reviews.
- You can check out client reviews of Kanlungan to see how we’ve helped families prepare and heal.
- Ensure transparency in pricing – Make sure there are no hidden costs.
- Ask questions – You can find helpful information on our FAQs page.
Final Thoughts
A funeral plan is more than just a financial tool, it’s an emotional gift. As shared by MoneyHelper, it’s about giving peace of mind and allowing your family to grieve without added pressure.
Here at Kanlungan Columbary, Chapels, and Crematory, we’ve made it our mission to help Filipino families plan with dignity, compassion, and transparency. Our team is here to guide you every step of the way.
If you’re ready to start, view our about page to learn more about who we are—or contact us directly for a free consultation.
